Ignite: Spanish

#IgniteYourBusiness

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REUNIÓN DE LANZAMIENTO 2023

4-8 DE ENERO | ORLANDO, FL

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IGNITE

No se pierda la información y el aliento que le esperan en IGNITE 2023.

Si usted es un agente con experiencia o recién está comenzando su carrera con Senior Life, ¡querrá unirse a nosotros para un momento de planificación de objetivos y emoción durante nuestro evento de lanzamiento 2023!

Fecha límite de inscripción: 19 de diciembre

INSCRIPCIONES CERRADAS

Dónde

Orlando, FL

Cuándo

4 de enero – 8 de enero

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¡Estamos muy emocionados de invitarlo a unirse a nosotros para nuestro evento anual de lanzamiento, Ignite 2023, en Orlando! Mientras celebramos todos los récords que se han roto este año, también estamos encantados de lanzar nuestros objetivos para 2023. Senior Life está explotando con crecimiento, ¡y 2023 será nuestro año más grande hasta ahora!

¡Prepárate para ENCENDER tu pasión por este negocio en 2023!

¡Nos vemos luego!

-Ron & Tammy Powell

¡PREPARA EL FUSIBLE Y ENCIENDE!

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PONENTE INVITADO: JP DINNELL

Ex SEAL de la Marina de los EE. UU. e instructor de liderazgo

JP Dinnell es un ex SEAL de la Marina de los Estados Unidos y ahora instructor de liderazgo, orador y asesor estratégico con Echelon Front, donde se desempeña como Director de Capacitación.

APRENDE MÁS

VISITE EL SITIO WEB

enciende tu pasión. enciende tu unidad.

TENEMOS UN SISTEMA PROBADO

En Senior Life, nuestro sistema probado es la clave del éxito de nuestros agentes. Durante esta conferencia, aprenderá más sobre cómo funciona este increíble sistema.

RONPOWELL

CONFERENCISTA DEL EVENTO

CEO & PRESIDENTE

LA HISTORIA DE RON

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ubicación

ORLANDO, FLORIDA

hotel

HYATT REGENCY ORLANDO

Habitaciones de lujo, piscinas, spas, atracciones y más!

hyatt regency orlando

RESERVATUESTADÍA

VISITE EL SITIO WEB

HYATTREGENCYORLANDO

más alojamientos

OTROS HOTELES

Aquí hay algunos otros hoteles en el área de Orlando, FL.

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.3 millas de distanciaRosen Plaza HotelVISITAR SITIO
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.7 millas de distanciaHilton OrlandoVISITAR SITIO
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1.6 millas de distanciaTru by HiltonVISITAR SITIO
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1.3 millas de distanciaHyatt Place OrlandoVISITAR SITIO

qué esperar

NUESTRO HORARIO

Day 1
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Day 2
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DESCARGA NUESTRO ITINERARIO

¿preguntas? tenemos respuestas

NUESTRAS FAQ

…

¡Sí! La familia es bienvenida a asistir al evento.
No hay un código de vestimenta particular para este viaje.
Al cumplir con los requisitos de incentivo de viaje, Senior Life Insurance Company cubrirá los costos de hotel para usted y un huésped.
Los agentes son responsables de todos los gastos de transporte y viaje para este viaje.
Un agente no puede hacer que un invitado coseche los beneficios de que un agente califique, sin embargo, se les anima a asistir al evento del viernes.
Sí, un agente debe estar presente para recibir sus bonos en efectivo o cualquier otro premio.
El sorteo de bonos en efectivo se basa en la producción personal.
¡Sí! Si ha calificado para este viaje, recibirá un correo electrónico informándole. Si no ha calificado para el viaje, ¡es más que bienvenido a asistir el viernes!

próximamente

TENEMOS MERCANCÍA

ticket info

no te lo pierdas

INSCRIPCIONES CERRADAS

No querrás perderte esta increíble conferencia. Regístrese ahora para reservar su asiento mientras haya plazas disponibles.

INSCRIPCIONES CERRADAS

core values

nuestra misión

VALORES FUNDAMENTALES

Nuestros valores fundamentales dictan todos los aspectos de nuestro negocio.

  • F: EnfoqueEstamos enfocados en las cosas que importan.
  • A: AdaptabilidadSomos flexibles y colaborativos, siempre teniendo en cuenta el resultado final.
  • M: MoralidadOperamos con los más altos estándares morales.
  • I: IntencionalidadSomos agresivamente intencionales, determinados, apasionados, disciplinados, dedicados e implacables en cada búsqueda, todos los días.
  • L: LiderazgoLideramos con el ejemplo con humildad, a través de la relación, la honestidad y la audacia.
  • Y: AnheloAnhelamos servir, inspirar y reemplazar nuestra misión y metas.

enciende tu pasión. enciende tu unidad.

INSCRIPCIONES CERRADAS

La inscripción para esta conferencia finalizó el 19 de diciembre. ¡No podemos esperar a ver a todos los que se registraron en el evento!

SIGUE NUESTRAS REDES SOCIALES

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#IgniteYourBusiness

¿PREGUNTAS? HÁZNOSLO SABER.

Ex Navy Seal

Instructor Jefe de Entrenamiento, Echelon Front

JP Dinnell

JP Dinnell es un ex SEAL de la Marina de los Estados Unidos y ahora instructor de liderazgo, orador y asesor estratégico con Echelon Front, donde se desempeña como Director de Capacitación.

J.P. también es un atleta del equipo profesional y portavoz de Origin Maine y Jocko Fuel, una compañía estadounidense de ropa y suplementos. J.P. tiene un sabor característico de Energy Drink "Sour Apple Sniper" con Jocko Fuel.

Jeremiah pasó casi una década en los Equipos SEAL con tres despliegues de combate. Enviado al violento bastión terrorista de Ar Ramadi, Irak en 2006 con la Unidad de Tareas Bruiser del Equipo Tres de los SEAL, JP sirvió como armador, ametrallador y francotirador principal para el Pelotón Delta frente al francotirador estadounidense, Chris Kyle, que estaba en Charlie Platoon.

Por su liderazgo y coraje bajo fuego, JP fue galardonado con una Estrella de Plata, 2 Estrellas de Bronce con Valor y la Medalla de Elogio del Ejército con Valor ayudando a la Unidad de Tareas Bruiser a convertirse en la unidad de operaciones especiales más condecorada de la Guerra de Irak.

Trabajó estrechamente con los oficiales SEAL Jocko Willink, su comandante de la unidad de tareas, y Leif Babin, y fue la fuerza impulsora en muchas de las audaces operaciones de combate sobre las que Jocko y Leif escribieron en Extreme Ownership.

A su regreso, J.P. volvió a trabajar directamente para Jocko como instructor de entrenamiento en el Destacamento de Entrenamiento del Grupo Uno de Guerra Especial Naval, donde orquestó escenarios de entrenamiento realistas y desafiantes para el entrenamiento de Operaciones Especiales de Combate Urbano y el entrenamiento de Combate Cuerpo a Cuerpo para preparar mejor a las unidades SEAL para el campo de batalla del mundo real. También se desempeñó como Instructor de Combativos , Instructor de Puntería y obtuvo su calificación de Master Trainer Specialist mientras ayudaba a Jocko a reconstruir y mejorar estos programas de entrenamiento en las plataformas altamente efectivas que son hoy.

J.P. aporta una experiencia excepcional y una perspectiva de liderazgo de primera línea de la mentalidad y cultura ganadora de Task Unit Bruiser.

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F

Focus

We are focused on the things that matter.

We never spend time or energy worrying about things that don’t either get us closer to our goals or help us accomplish our objectives. Our objectives are to help families by offering affordable final expense products and to build up agents to be as successful as possible.

A

Adaptability

We are flexible and collaborative, always keeping the end result in
mind.

We believe just because something has always been done a certain way, that doesn’t mean it’s the best way. As a company we are always looking for new ways to innovate and solve problems so we can continue to work towards our desired results.

M

Morality

We operate at the highest moral standards.

As a company, and as individuals, we strive to operate at the highest moral standards. In our business, we work hard to do right by the families we serve. As individuals, we treat others the way we would want to be treated – with kindness and respect. We believe no matter what you accomplish in business, or in life, what truly matters is how you treat the people around you.

I

Intentionality

We are aggressively intentional, determined, passionate, disciplined,
dedicated and relentless in every pursuit, every day.

Whether it is the products we offer, the tools we give our agents, or the way we work with one another, we are always intentional about our decisions and our direction. Everything we do has a purpose, because we believe we must focus on doing work that matters in order to accomplish our goals of helping families and building leaders.”

L

Leadership

We lead by example with humility, through relationship, honesty and
boldness.

At Senior Life, we believe leadership is everything. We build leaders in every capacity here, and we do it through humility, through relationship, with honesty and with boldness.

Y

Yearning

We yearn to serve, to inspire and to supersede our mission and goals.

This value speaks to our constant drive to achieve all our goals, meet all our standards, and go above and beyond what is expected. In business, you always need to have to have something that motivates you. In business, motivation is crucial.

vice president

JILL BROMBERG

Prior to joining the final expense industry, Jill Bromberg was in the mortgage business. After speaking with Josh Reilly, another successful Senior Life agent, Jill Bromberg has found a career that she loves doing at Senior Life Insurance Company. As a co-founder of Senior Benefits Group, Jill has recruited, trained, and mentored hundreds of agents across the country and protected thousands of families around the US.

Jill takes pride in using Senior Life's proven system to help families all across America.

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partner

CHARAKA COOK

Charaka Cook is the founder of The Cook Group LLC, whose mission is to “bridge the wealth gap” through financial education and empowerment. As a 2002 honor graduate from the University of South Carolina with a Bachelor of Arts in Political Science and Interdisciplinary Cognates in English, Public Relations, and Photography, she obtained her Masters Degree in Business Administration in 2015 from Southern Wesleyan University.

Charaka’s personal mission is to help people achieve their financial objectives and realize their strengths in order to take charge of their lives and leave a legacy for their family.

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incentive trip flyer

incentive trip flyer

BORN TO WIN

A Message From Ron Powell, President & CEO

Lesson 1

Background

Recognizing the need for a more comprehensive anti-money laundering regime to fight drug trafficking, organized crime, and international terrorism, the U.S. Congress passed and President George W. Bush signed into law the USA PATRIOT ACT (Patriot Act), which, among other things, amended the Bank Secrecy Act (BSA) to require all businesses defined in the BSA as financial institutions to implement an Anti-Money Laundering (AML) program and report suspicious transactions to the Financial Crimes Enforcement Network (FinCEN). An insurance company is defined as a "financial institution." The characteristics of financial products, including certain life insurance products, make them potentially vulnerable to those seeking to launder money. FinCEN relies upon a network of state, federal and international law enforcement agencies to collect, analyze and disseminate information about money laundering. FinCEN is also the repository for all Suspicious Activity Reports (SAR).

Bank Secrecy Act (1970)

The BSA grants the Treasury Department the authority to require firms under its jurisdiction to develop written policies and employee training programs for compliance with the provisions of the BSA. Additionally, the reporting and recordkeeping rules within the BSA require a financial institution to:

  • Maintain certain records in order to allow investigators to trace transactions.
    • Maintain certain records in order to allow investigators to trace transactions.
    • This includes information such as the identity and address of the participants in a transaction.
    • The legal capacity in which a participant in a transaction is acting.
    • The identity of the beneficial owner of the funds involved in any transaction.
    • A description of the transaction.
  • File a Currency Transaction Report (CTR) with the Internal Revenue Service (IRS) for each transaction in currency of more than $10,000. The types of transactions include: deposits, withdrawals, or currency exchanges in an amount exceeding $10,000.
    • For purposes of the CTR, multiple transactions taking place on the same day, for the same person, and the at the same financial institution count as a single transaction; this is known as the Aggregation Rule.
  • File a Report of International Transportation of Currency or Monetary Instruments (CMIR) when the amount of currency or monetary instruments transported into or outside of the U.S. exceed $10,000. Monetary instruments include any traveler’s checks or other checks, securities, or stocks that have been signed over or are otherwise in such a form that ownership goes to the bearer.
  • Maintain information concerning sales of monetary instruments purchased with cash in amounts from $3,000 to $10,000 to prevent structuring transactions.
  • Keep records for any transmittal of funds over $3,000 (the "Travel Rule").
  • Certain financial institutions must file a Suspicious Activity Report (SAR) for any suspicious transaction or activity.

USA Patriot Act (2001)

On the heels of the terrorist attacks on September 11, 2001, the Patriot Act was signed into law to combat terrorism. The Patriot Act gives law enforcement agencies broader powers in dealing with money laundering and terrorism, and makes it more difficult for money launders to use their traditional financial channels to launder money. The Patriot Act created new anti-money laundering responsibilities for insurance companies.

Money Laundering

Money laundering is the illegal practice of placing money gained from criminal activity, "dirty money," through a series of apparently legitimate transactions in order to hide the criminal origin of the money. The goal is to make money from criminal activity appear to be from legitimate sources. Money is usually associated with cash though non-cash transactions can play a role. Any financial transaction can be a part of the process to hide the origin of the money

Mechanics

Although money laundering is a diverse and often complex process, it basically involves three independent steps that can occur simultaneously, separately or overlap.

  1. Placement. This is the first step in the washing cycle. Money laundering is a cash intensive business, generating vast amount of cash from illegal activities. The monies are placed into the financial system or retail economy or are smuggled out of the country. The aims of the launderer are to remove the cash from the location of acquisition so as to avoid detection from the authorities and to then transform it into other asset forms. A common method is “structuring” which breaks up the currency transactions into portions that fall below the reporting threshold. Examples for disposal of bulk cash include:
    • Payment of premiums on life insurance policies or annuity contracts;
    • Large number of transactions;
    • Using cash;
    • Using cash equivalents;
    • Not using normal banking channels.
  2. Layering. In the course of layering, there is the attempt at concealment or disguise of the source of ownership of the funds by creating complex layers of financial transactions designed to disguise the audit trail and provide anonymity. The purpose of layering is to disassociate the illegal monies from the source of the crime by purposely creating a complex web of financial transactions aimed at concealing any audit trail as well as the source and ownership of funds. Examples of layering include:
    • Multiple transactions
    • Purchasing financial products such as life insurance and annuities
    • Cash transfers
    • Currency exchanges
  3. Integration. Integration is the final step in the process. It is this stage at which money is integrated into the legitimate economic and financial system and is assimilated with all other assets in the system. Integration of the "cleaned" money into the economy is accomplished by the launderer making it appear to have been legally earned. By this stage, it is very difficult to distinguish legal and illegal wealth. Methods popular to money launderers at this stage are:
    • Purchasing legitimate businesses
    • Borrowing against insurance policies
    • Termination of insurance policies
    • Early termination of annuities

Ramifications

Penalties for money laundering can be severe. Fines could be twice the amount of the transaction up to 1 million dollars. Any property involved in the transaction or traceable to the proceeds of the criminal activity may be subject to forfeiture. Individuals are subject to prison terms for being willfully blind to the fact that the transaction involved illegal funds. In addition, insurance companies risk losing their charter, and agents risk being removed and barred from insurance. Insurance companies have their own disciplinary policies and procedures.

Agents not complying could be subject to disciplinary action up to and including termination and will be reported to the proper legal authorities. To protect yourself from a willful blindness charge:

  • Report suspicious behavior to the Senior Life Market Compliance Department and keep documentation of communication;
  • Know your clients; and
  • Stay alert for any suspicious behaviors.

Reputational Risks

One of the most harmful outcomes from involvement in a money laundering investigation is damage to the agent and insurance company's reputation. Being aware of and following money laundering requirements helps protect our most valuable sales tool, your reputation.

As an agent, you're able to purchase a Senior Life business cards. Each set contains 500 business cards and is $32. If you've met your production quota, then you may order these cards for no charge. To order business cards, please download the form linked here. This form can also be found on our Agent Resources site. Once you've downloaded and completed the form, please email it to businesscards@srlife.net. If you have any questions about our business cards, please contact our Marketing Department.

As an agent, you're able to purchase a Senior Life name badge. To order one of these name badges, please submit the form linked here. If you have any questions about our name badges, please contact our Marketing Department.

Agent Resources is where you can access applications, downloads, memos, and more. If you ever have any trouble logging in, please contact our IT Department or our Marketing Department for assistance.

The Senior Life Anti-Money laundering course allows you to be trained to be aware of anti-money laundering practices. Use the link here or on our Agent resources to read the material and take the quiz. You must complete this course within 90 days of beginning your contract with Senior Life. If you have any questions about the quiz, please contact our Licensing Department.

On the Senior Life Store, you can order a variety of marketing material, from apparel to brochures. If you ever have any questions about any materials on the store site, please call our Marketing Department and we'll be happy to assist you.

The agent portal allows you to see what lead charges you have and what agents may be working under you, along with other helpful information.

nathaniel hearne guest speaker senior life born to win

DR. NATHANIEL HEARNE

Q1 INCENTIVE TRIP SPEAKER

Dr. Nathanial Hearne, epitomizes what “up by the bootstraps” stands for. An educator, motivator, mentor, executive, Pastor, trainer…and ultimately… the man who has led countless individuals to excel far past their expectations and even their dreams. He was instrumental in combining education with athletics much to the chagrin of some coaches while earning him the love and respect of those he molded into men.

Dr. Hearne played an important part in the lives of those football players and coaches who the film, “Friday Night Lights” was all about. As Assistant Coach he instilled a love of honor and sportsmanship in every team member as he led them in strength and stamina conditioning. The Permian High School team became National Football Champions in 1989 and State Champs in 1991.

As Assistant Principal and then Principal in the Hurst-Euless-Bedford ISD of Texas, he turned around the Discipline Alternative Education Program for difficult students managing it for five years… and motivating hundreds of potential drop-outs to remain in school and graduate.

His Dropout Prevention Program was recognized by the “Texas School Business” magazine as the best prevention program in Texas in 2010. Dr. Hearne practiced what he preached, that by applying yourself and making the most of what God had blessed you with you could do anything and become anything you wanted.

One of eight children raised by strong parents, he excelled in school. But, like those he came to mentor, he didn’t like school and wanted to drop out. He says you didn’t argue with a mom who held two jobs to clothe and feed you… you did what she told you to do. His first degree was a B.S. in Physical Education at North Texas State University in 1974. He returned to the University of Texas in 1979, obtaining a Master of Arts. In 1998 he garnered a Master of Divinity at SMU while working full time at the Clarksville ISD as the Football Defensive Coordinator and Condition Coach. The next year he became an Ordained Minister and served as such in several churches. In 2009 he was back at SMU obtaining a Doctor of Ministry.

Dr. Hearne’s ultimate, all time, challenge and success has been his dynamic presentations on “Leaving a Legacy” that will have you cheering one minute and crying the next. Click here to watch.

He is happily married to Callie & resides in Arlington, Texas. They have five grown children and three grandchildren.

VISIT NATHANIEL'S SITE

howard partridge guest speaker senior life born to win

HOWARD PARTRIDGE

Q1 INCENTIVE TRIP GUEST SPEAKER

International business coach, #1 Amazon.com best-selling author and favorite conference speaker, Howard Partridge grew up on welfare, started his first business out of the trunk of his car and transformed it into a multi-million dollar, turnkey enterprise.

He has owned nine small businesses and for two decades he has helped small business owners revolutionize their businesses and have more freedom in their lives.

VISIT HOWARD'S SITE

Finish Contracting

In order to finish the contracting process, please click the button below to visit our contracting site. From there, you'll need to register with your 6-digit hiring code. Once you've registered, add licensing@srlife.net and you'll be able to start writing business within 24-48 hours.

VISIT OUR CONTRACTING SITE